Mark Pattison - Mortgage Loan Specialist

Your Trusted Mortgage Loan Specialist

Unlock Your Dream Home with Mark Pattison

Guiding you through every step of the homeownership journey with tailored solutions and expert advice.
760-505-2584[email protected]

Mark Pattison, Your Mortgage Loan Specialist

Mark Pattison is a Mortgage Loan Specialist with a diverse background in business, martial arts and raising four children. Passionate about helping others achieve their goals, Mark leverages his varied experiences to provide comprehensive support to his clients. As a "numbers guy" with a desire to empower others, he finds excitement in guiding individuals through major life stages, including homeownership. Mark specializes in providing tailored financial solutions, offering a wide range of loan programs such as conventional, FHA, Jumbo, VA, and USDA loans. Committed to making a positive impact on his clients' lives, Mark embodies his philosophy of "Empower Through Action" to effect change in the community and everyone he comes in contact with.  Please reach out and see how he is truly always, "Happy to help."

Our mission is to empower individuals and families by providing personalized mortgage solutions, guiding them through the homeownership journey with expertise and dedication. We strive to make a positive impact on our clients' lives and our community through our commitment to transparency, trust, and exceptional service.

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Mark Pattison is your trusted mortgage loan specialist in San Diego County, providing tailored solutions to fit your unique needs. With expert guidance, personalized service, and a commitment to excellence, Mark ensures a seamless experience from application to closing. Secure your dream home with confidence through dedicated local expertise.

Trustworthy Mortgage Solutions

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Integrity

At Mark Pattison - Mortgage Loan Specialist, we believe in conducting our business with the highest level of honesty and transparency. We are committed to building trust with our clients by ensuring that every interaction is guided by ethical practices.
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Customer-Centric Approach

Our clients' needs are at the forefront of everything we do. We strive to provide personalized solutions tailored to each individual's financial situation, ensuring a seamless and supportive experience throughout the mortgage process.
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Expertise

With extensive knowledge of the mortgage industry and the San Diego County market, we pride ourselves on offering expert advice and insights. Our team is dedicated to staying informed about the latest trends and regulations to better serve our clients.
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Community Focus

Being a part of the San Diego County community, we are passionate about contributing positively to our local area. We support initiatives that promote growth and well-being in our community, reflecting our commitment beyond just business.
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Innovation

We embrace innovation and continuously seek new ways to enhance our services. By leveraging the latest technology and industry practices, we aim to provide efficient and effective mortgage solutions for our clients.

Unlock Your Dream Home Loan

Trust Mark Pattison, your local expert in San Diego County, for personalized mortgage solutions. Navigate the loan process with confidence and ease.
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Your Mortgage Questions Answered

What types of mortgage loans do you offer?

Mark Pattison offers a comprehensive suite of mortgage products to cater to diverse client needs, including:

  • FHA Home Loans: Ideal for first-time homebuyers or those seeking affordable housing solutions, offering low down payments and flexible qualifications.
  • VA Home Loans: Exclusive benefits for veterans and active military members, including zero down payment and no private mortgage insurance (PMI).
  • Jumbo Loans: Tailored financing for high-value properties that exceed conventional loan limits, ensuring competitive rates and personalized guidance.
  • Conventional Home Loans: Traditional mortgage options for those with strong credit, offering competitive rates and terms.
  • Non-QM (Non-Qualified Mortgage) Home Loans: Flexible lending solutions for borrowers who may not meet standard qualification criteria, such as self-employed individuals or those with unique financial situations.
  • Home Equity Line of Credit (HELOC): Access the equity in your home for renovations, debt consolidation, or other financial needs.
  • Refinance Loans: Options to adjust your mortgage terms, potentially lowering your interest rate or monthly payments.
  • Bank Statement Loans: Designed for self-employed borrowers, allowing income verification through bank statements instead of traditional documentation.
  • Investor Loans: Financing solutions tailored for real estate investors looking to expand their property portfolios.
  • Construction Loans: Funding for new home construction, covering costs from land acquisition to building expenses.
  • Non-Traditional Loans: Customized mortgage solutions for unique financial situations that may not fit conventional lending criteria.
  • USDA Home Loans: Designed for rural property buyers, offering zero down payment options and competitive interest rates.
  • Adjustable Rate Mortgages (ARMs): Mortgages with interest rates that adjust over time, potentially offering lower initial payments.
     

How do I start the mortgage loan application process?

To begin, contact us for a consultation. We'll guide you through pre-approval and document collection to ensure a smooth application process.

Can you assist with refinancing my current mortgage?

Yes, we offer refinancing services to help reduce your interest rate or change loan terms, potentially saving you money over time.

Why Choose Mark Pattison?

For personalized mortgage solutions and expert guidance, you can reach Mark at (760) 505-2584 or via email at [email protected]. He is based in San Diego, CA, and is ready to assist you with your mortgage needs.

Clients have praised Mark for his dedication and expertise. One client noted that working with him was a learning experience, highlighting his availability and trustworthiness throughout the process. Another client appreciated his transparency and thoroughness in securing a complex loan for a luxury property, emphasizing his single-minded focus and commitment.

Mark is affiliated with C2 Financial Corporation, one of the top mortgage brokers in the nation, offering access to superior loan products, competitive rates, and exceptional service.